Black Box Insurance

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J0nnyb0i
Posts: 15
Joined: Thu May 10, 2018 10:17 am
Qashqai Model: Mk.2 Qashqai - J11 (2013–2017)

Re: Black Box Insurance

Post by J0nnyb0i » Mon Aug 06, 2018 11:03 am

AlleyCat wrote:
Wed Dec 09, 2015 12:52 pm
Personally i wouldn't touch insurance of this type if i could avoid it.
If it was purely used for insurance purposes and i didn't think it would be used to "stack" the already loaded deck some more then I'd probably not be bothered.

My somewhat cynical mind believes that once it gets enough traction in the market place it will be a "wedge" device.

So Initially it will be for insurance.
Then it will be sold to marketing companies who will spamvertise you based on your travelling patterns.
Then the government will decide it's a wizard way of tracking people and insist it be retained under some variation of "RIPA" to protect us from "threat of the week".
Then it will be compulsory in all new cars even if the insurer you are with isn't using it.
O and finally it'll auto fine you for breaking the speed limits.

I wish i didn't half believe what i just typed.
I'll put my tinfoil hat back on now.. :)
I also wish I didn't believe what you've just typed here... But unfortunately I do.

Also @Dave, regarding your insurance, I would probably go with an insurance policy which does not use telematics/a "black box" if it were me personally because of the above reasons as well as the fact that I do not feel comfortable with insurance companies tracking my every move and where I'm driving at all times.

*However

If this does not really bother you, then a black box insurance might not be such a bad thing. If you are an OAP then it may actually give you some more peace of mind on the roads - not sure about Germany, but over here in the UK a lot of drivers are certainly unfair/too harsh on elderly drivers. One of my neighbours' parents were in quite a nasty motorway crash a few years ago, not at fault in any way whatsoever (also luckily neither of them sustained any serious injuries), and the other driver was apparently swearing her head off trying to blame my neighbour's dad.

A black box may just help you out if anyone thinks they can make fraudulent claims against you and get away with it because of your age, or if anyone tries to pull a crash for cash scheme on you etc.


DaveBerlin
Posts: 5440
Joined: Wed Mar 19, 2014 12:39 pm
Location: Berlin, Germany
Qashqai Model: Mk.2 Qashqai - J11 (2013–2017)

Re: Black Box Insurance

Post by DaveBerlin » Thu Dec 06, 2018 5:45 pm

Well it looks like the Black Box & Big Brother is watching you scenario could be sooner than later supposedly by early 2019 - Dave :)

03CF9969-BF90-41E8-A7D0-2904C3BDFD05.jpeg

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DaveBerlin
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Joined: Wed Mar 19, 2014 12:39 pm
Location: Berlin, Germany
Qashqai Model: Mk.2 Qashqai - J11 (2013–2017)

Re: Black Box Insurance

Post by DaveBerlin » Wed Mar 13, 2019 10:44 pm

You may soon be tracked and monitored by your own CAR as firms work on systems to scrutinise everything you do - Dave 😉

https://mol.im/a/6803507
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DaveBerlin
Posts: 5440
Joined: Wed Mar 19, 2014 12:39 pm
Location: Berlin, Germany
Qashqai Model: Mk.2 Qashqai - J11 (2013–2017)

Re: Black Box Insurance

Post by DaveBerlin » Thu Mar 21, 2019 7:12 pm

Big Brother is coming to cars: Volvo will monitor drivers with cameras inside vehicles from early 2020s to check if they're drunk or distracted - Dave :)

https://mol.im/a/6831381
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