Help with insurance write-offs

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QQ17
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Joined: Sun Jan 29, 2017 6:51 pm
Location: London

Post by QQ17 »

Morning all

My son passed his driving test a couple of years ago (he's 25) and his girlfriend (also 25) has just passed hers. Neither has owned a car before, and they want to buy a small, 5 door hatchback (Fiesta, Astra, Polo) etc for about £1500. Neither has much idea what to look for (I've warned them them their annual insurance will probably cost as much as the car), and I've started to have a look on AutoTrader, etc, to see what's available in their price range.

I'm seeing lots of Cat C, Cat D, Cat N and Cat S vehicles for sale through the trade, which seem to offer good value, and whilst I understand these are all repaired insurance write-offs, I'm a little uncertain as to what they all mean. Grateful if anyone can offer any advice. Is a Cat C 'better' than a Cat D, for instance? And what effect (if any) will having a Cat C, D, S or N vehicle have on their insurance costs?

Many thanks in anticipation

QQ17
2016 Magnetic Red Qashqai Tekna 1.2 DIG-T

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Gel
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Post by Gel »

Try Google, and then your insurers re the premium query.
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DaveBerlin
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Post by DaveBerlin »

QQ17, take a quick look at these comments that might help you - Dave :)

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91CE2FE4-27CF-492A-8A4C-21E758A2C2DF.jpeg

11.19/1.3L/160PS/Tekna+/DCT/PrOPILOT/KAD Gun Metallic/Trunk Lower Finisher/Rear Glass Finisher/Ambient Lighting-LED’s Innen/Entry Guards Illuminated/Sport Pedals/Front Styling Plate/LED No.Plate/Chrome Door Handles/Rear Valance/Giacuzzo Alloys + Falken
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QQ17
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Location: London

Post by QQ17 »

Many thanks Dave
2016 Magnetic Red Qashqai Tekna 1.2 DIG-T
DaveBerlin
Posts: 8623
Joined: Wed Mar 19, 2014 12:39 pm
Location: Berlin, Germany
Qashqai Model: Mk.2 Qashqai Facelift - J11b (2017–2021)

Post by DaveBerlin »

QQ17, this might be a more helpful explanation - Dave :)

http://www.carbuyer.co.uk/tips-and-advi ... write-offs
11.19/1.3L/160PS/Tekna+/DCT/PrOPILOT/KAD Gun Metallic/Trunk Lower Finisher/Rear Glass Finisher/Ambient Lighting-LED’s Innen/Entry Guards Illuminated/Sport Pedals/Front Styling Plate/LED No.Plate/Chrome Door Handles/Rear Valance/Giacuzzo Alloys + Falken
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QQ17
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Joined: Sun Jan 29, 2017 6:51 pm
Location: London

Post by QQ17 »

That's most informative Dave - thank you. I shall advise them to leave such repaired cars well alone!
2016 Magnetic Red Qashqai Tekna 1.2 DIG-T
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